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    Cheryl Cloud – Mortgage Lender

    Cheryl Cloud
    Senior Mortgage Originator
    Silverton Mortgage
    NMLS# 545242

    Specialties: Purchase Loan, Refinancing, Home Equity, Mortgage Planning

    Questions The Home Buyer Should Ask Lenders

    As a home buyer considering the purchase and financing of a home you get to choose where to get a loan. Whether you choose to work with our preferred lender or not, you should be informed about current mortgage practices. Borrowers have rights and remedies and deserve to expect a reasonable and professional level of competent service from the mortgage broker or lender. Answers to these and other questions can help guide the decision making process in selecting not only the best loan program but also the best mortgage broker. Like mortgage products, mortgage services are not necessarily the same. Become an informed consumer before you borrow.

    1. Can I get references?
    2. How long have you been in business?
    3. What are your available loan programs?
    4. How do you handle rate locks?
    5. Can you estimate and explain your fees?

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