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If you plan to buy a home this year, consider these quick tips to help make your New Year’s Resolution come true.


Step One: Contact a Mortgage Professional

A thirty-minute phone conversation could save you thousands of dollars in unnecessary interest payments and introduce you to new ways of saving money when it comes time to shop for your next home. You don’t want to shop without qualifying your purchasing power.

Mortgage qualification is the evaluation of three key factors:
1) monthly debt payments as a percentage of income
2) money available for a down payment
3) credit history

Step Two: Search for Homes

Even if you need to sell before buying, you should probably get an idea of what homes cost in the style and area you’d like to live. If you’re moving to or staying in North Metro Atlanta, then we’ve got the best local real estate search experience. If you contact us about moving out of state, we are part of a world-class brokerage and will be happy to refer you to a trusted local agent.

Step Three: Prepare to Sell

It can take weeks to get your home ready to be active on the market and we’ve got a free Seller Guide to walk you through each step of the way. For those who are already prepared to go on the market or for those who are just curious about what your home is worth, we offer Free Property Valuation. It takes about 60 seconds to get an automated valuation using our Property Valuation software.

TanaArticle By: Tana Hubbard
Evolve Bank & Trust
NMLS# 195097

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