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    If you plan to buy a home this year, consider these quick tips to help make your New Year’s Resolution come true.


    Step One: Contact a Mortgage Professional

    A thirty minute phone conversation could save you thousands of dollars in unnecessary interest payments and introduce you to new ways of saving money when it comes time to shop for your next home. You don’t want to shop without qualifying your purchasing power.

    Mortgage qualification is the evaluation of three key factors:
    1) monthly debt payments as a percentage of income
    2) money available for a down payment
    3) credit history

    Step Two: Search for Homes

    Even if you need to sell before buying, you should probably get an idea of what homes cost in the style and area you’d like to live. If you’re moving to or staying in North Metro Atlanta, then we’ve got the best local real estate search experience. If you contact us about moving out of state, we are part of a world class brokerage and will be happy to refer you to a trusted local agent.

    Step Three: Prepare to Sell

    It can take weeks to get your home ready to be active on the market and we’ve got a free Seller Guide to walk you through each step of the way. For those who are already prepared to go on the market or for those who are just curious on what your home is worth, we offer Free Property Valuation. It takes about 60 seconds to get an automated valuation using our Property Valuation software.

    TanaArticle By: Tana Hubbard
    Evolve Bank & Trust
    NMLS# 195097

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    About our blog

    Our agents write often to give you the latest insights on owning a home or property in the North Metro Atlanta area.

    Cheryl Cloud

    Cheryl Cloud NMLS# 545242

    Senior Mortgage Originator
    BankSouth Mortgage
    175 Townpark Drive, Ste 125
    Kennesaw, GA 30144
    Visit my website
    Apply for a loan
    Mobile: (404) 310-3753
    Fax: (678) 680-5677

    Let me know how I can assist you with your North Metro Atlanta mortgage needs. I am here to help!

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