HomeBuyer TipsDo I Need Perfect Credit to Buy a Home? Do I Need Perfect Credit to Buy a Home? Some Highlights The average FICO score of Approved Conventional Loans was 757 in May The average FICO score of Approved FHA Loans was 688 in May Since April 2013, the ability of Americans to obtain a mortgage has increased substantially! Written by Path & Post on June 22, 2015. Posted in Buyer Tips Trackback from your site. Leave a Reply Click here to cancel reply. Name (required) Email (required) Website Comment Submit Comment Search Our Articles Subscribe to Articles by Email About Path & Post We provide a dramatically better way to find your path forward. We have the most local listings with real-time updates. So you can find & tour homes fast.